:root{--navy:#0b2d52;--navy2:#143f69;--ink:#112238;--muted:#5e6e82;--line:#dce3ea;--cream:#f7f4ee;--bg:#fbfbfa;--white:#fff;--green:#e9f2ed;--sand:#f3eee5;--blue:#eaf2f8;--rose:#f6eded;--shadow:0 18px 60px rgba(15,38,63,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:"DM Sans",system-ui,sans-serif;line-height:1.5}a{color:inherit;text-decoration:none}button{font:inherit}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:"DM Sans",Arial,sans-serif;font-weight:400;line-height:1.06}.topbar{height:84px;background:#fff;display:flex;align-items:center;justify-content:space-between;padding:0 5vw;border-bottom:1px solid #edf0f3;position:sticky;top:0;z-index:20}.brand{display:flex;gap:14px;align-items:center}.brand-mark{display:flex;align-items:center;gap:4px;height:44px}.brand-mark i{display:block;width:4px;background:var(--navy)}.brand-mark i:nth-child(1){height:25px}.brand-mark i:nth-child(2){height:42px}.brand-mark i:nth-child(3){height:31px}.brand-copy strong,.footer-brand strong{font-family:"DM Sans",Arial,sans-serif;color:var(--navy);font-size:15px;line-height:1.05;letter-spacing:.03em}.brand-copy small,.footer-brand 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span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.1em;opacity:.68}.paths{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;padding:0 3.5vw;transform:translateY(-44px);position:relative;z-index:5}.path-card{min-height:300px;border:1px solid rgba(255,255,255,.9);border-radius:10px;padding:32px 28px;display:flex;flex-direction:column;box-shadow:var(--shadow)}.path-blue{background:var(--blue)}.path-sand{background:var(--sand)}.path-green{background:var(--green)}.path-rose{background:var(--rose)}.path-card .icon{font-size:34px;color:var(--navy);margin-bottom:28px}.path-card h3{font-size:30px;color:var(--navy);margin-bottom:14px}.path-card p{color:#536579;font-size:14px}.path-action{margin-top:auto;display:flex;align-items:center;justify-content:space-between;background:none;border:0;border-top:1px solid rgba(0,0,0,.09);padding:18px 0 0;color:var(--navy);font-weight:600;cursor:pointer;text-align:left}.path-action span{font-size:21px}.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);margin:0 3.5vw 70px;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}.quick-card{padding:30px;min-height:260px;border-right:1px solid var(--line)}.quick-card:last-child{border-right:0}.quick-icon{font-size:31px;color:var(--navy)}.quick-card h3{font-size:24px;color:var(--navy);margin:18px 0 10px}.quick-card p{font-size:13px;color:var(--muted)}.quick-card a,.quick-card button{display:inline-block;margin-top:12px;color:var(--navy);font-weight:600;border:0;background:none;padding:0;cursor:pointer}.payment{padding:76px 5vw;background:#f3f6f8}.section-head h2{font-size:42px;color:var(--navy);margin:8px 0 28px}.payment-grid{display:grid;grid-template-columns:1.05fr 1.2fr .7fr;gap:18px}.bank-card,.steps-card,.balance-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px}.bank-card small{display:block;color:#607084;margin-bottom:13px}.bank-card 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a{font-size:14px;color:var(--navy)}footer{background:#0c2e4e;color:#fff;padding:46px 5vw 24px;display:grid;grid-template-columns:1fr auto;gap:40px;align-items:start}.footer-brand{display:flex;align-items:center;gap:13px}.footer-brand .brand-mark i{background:#fff}.footer-brand strong{color:#fff}.footer-brand small{color:#c6d1db}footer nav{display:flex;gap:18px;font-size:12px;flex-wrap:wrap;justify-content:flex-end}footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.18);padding-top:18px;font-size:11px;color:#b9c7d3}.modal{border:0;border-radius:14px;padding:38px;max-width:760px;width:min(92vw,760px);box-shadow:0 30px 100px rgba(0,0,0,.26)}.modal::backdrop{background:rgba(6,25,43,.7);backdrop-filter:blur(4px)}.modal h2{font-size:38px;color:var(--navy);margin:8px 0 24px}.modal .close{position:absolute;right:16px;top:12px;border:0;background:none;font-size:31px;cursor:pointer;color:#536579}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.choice-grid button{padding:18px;text-align:left;background:#f5f7f8;border:1px solid var(--line);border-radius:8px;color:var(--navy);cursor:pointer}.doc-list{display:grid}.doc-list a{padding:16px 0;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px}.doc-list a:last-child{border-bottom:1px solid var(--line)}
@media(max-width:1100px){.nav{gap:14px;font-size:12px}.hero h1{font-size:52px}.paths{grid-template-columns:1fr 1fr}.quick-grid{grid-template-columns:1fr 1fr}.quick-card:nth-child(2){border-right:0}.quick-card:nth-child(-n+2){border-bottom:1px solid var(--line)}.payment-grid{grid-template-columns:1fr 1fr}.balance-card{grid-column:1/-1}.contact{grid-template-columns:1fr 1fr;gap:24px}.contact-item:nth-child(2){border-right:0}}
@media(max-width:820px){.topbar{height:72px}.brand-copy small{display:none}.menu-toggle{display:block}.nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;padding:14px 5vw 24px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.nav.open{display:flex}.nav a{padding:8px 0;border-bottom:0}.hero{grid-template-columns:1fr;background:linear-gradient(#f7f5f0,#fff)}.hero-copy{padding:52px 6vw 32px}.hero h1{font-size:44px}.hero-panel{min-height:360px;background:#153754}.hero-contact{display:none}.paths{grid-template-columns:1fr;transform:none;padding:18px 4vw 40px}.path-card{min-height:240px}.quick-grid{grid-template-columns:1fr;margin:0 4vw 50px}.quick-card{border-right:0;border-bottom:1px solid var(--line)}.quick-card:last-child{border-bottom:0}.payment{padding:60px 5vw}.payment-grid{grid-template-columns:1fr}.balance-card{grid-column:auto}.office{grid-template-columns:1fr}.office-copy{padding:60px 6vw}.office-visual{min-height:420px}.office-facts{grid-template-columns:1fr}.contact{grid-template-columns:1fr}.contact-item{border-right:0;border-bottom:1px solid var(--line);padding:16px 0}.contact-item:last-child{border-bottom:0}footer{grid-template-columns:1fr}footer nav{justify-content:flex-start}.choice-grid{grid-template-columns:1fr}}
@media(max-width:480px){.hero h1{font-size:38px}.hero .lead{font-size:21px}.office-badge{width:220px;min-height:260px}.path-card h3{font-size:28px}.section-head h2,.office-copy h2{font-size:36px}.bank-card strong{font-size:20px}.modal{padding:28px 22px}.modal h2{font-size:31px}}
/* Refined photographic edition */
:root{--navy:#102d4c;--ink:#17334d;--muted:#647182;--line:#e0e5e9;--bg:#fbfbfa;--shadow:0 16px 40px #142c4610}
body{color:var(--ink);-webkit-font-smoothing:antialiased}button,a{-webkit-tap-highlight-color:transparent}a,button{touch-action:manipulation}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #92774b;outline-offset:5px}section,article[id]{scroll-margin-top:105px}h1,h2,h3{letter-spacing:-.025em}.topbar{height:100px;padding:0 max(4vw,calc((100vw - 1440px)/2));position:relative;background:#fffdfc}.brand-copy strong{font-size:16px;line-height:1.2;letter-spacing:.025em}.brand-copy small{font-size:8px}.brand-mark{gap:5px}.brand-mark i{width:5px}.nav{gap:23px;font-size:12px}.nav a{padding:10px 0}.hero{display:block;min-height:635px;position:relative;background-image:linear-gradient(90deg,#f8f9faf5 0%,#f8f9fae8 25%,#f8f9fa96 46%,#f8f9fa00 66%),url('assets/hero.svg');background-size:cover;background-position:center 48%;overflow:visible}.hero-copy{position:relative;padding:72px 4vw 150px;max-width:900px;z-index:1}.hero .eyebrow{color:var(--navy);letter-spacing:.11em;font-size:11px;font-weight:500}.hero h1{font-size:clamp(52px,5.1vw,80px);line-height:.99;margin:25px 0 17px;letter-spacing:-.025em}.hero .lead{font-family:"DM Sans",Arial,sans-serif;font-size:35px;line-height:1.2;margin-bottom:9px}.hero .hero-subtitle{font-size:18px;color:var(--navy)}.hero-line{height:1px;width:44px;margin:29px 0 23px}.hero h2{font-size:30px;margin-bottom:6px}.hero-copy>p:last-child{font-size:16px;color:var(--navy)}.hero-note{position:absolute;right:4vw;top:52px;color:white;line-height:1.6;font-size:12px;text-shadow:0 1px 10px #000;max-width:170px}.hero-note span{display:block;background:#fff;width:32px;height:1px;margin-bottom:13px}.photo-caption{position:absolute;right:24px;bottom:100px;color:#fff;font-size:9px;letter-spacing:.07em;text-shadow:0 1px 4px #0008}.paths{padding:0;max-width:1440px;width:92%;margin:-90px auto 28px;transform:none;gap:18px;grid-template-columns:repeat(4,minmax(0,1fr))}.path-card{border-radius:8px;min-height:355px;padding:33px 29px 27px;box-shadow:0 12px 40px #213a4810;border:1px solid white;transition:transform .25s,box-shadow .25s;position:relative;overflow:hidden}.path-card:after{content:'';position:absolute;inset:0;background:linear-gradient(130deg,#fff8,transparent 80%);pointer-events:none}.path-card>*{position:relative;z-index:1}.path-card:hover{transform:translateY(-7px);box-shadow:0 18px 45px #213a4820}.path-blue{background:#edf3fa;--accent:#133a66}.path-sand{background:#f4f0e9;--accent:#8b7350}.path-green{background:#edf3ef;--accent:#264b3c}.path-rose{background:#f5edef;--accent:#763841}.path-card .icon{margin:0 0 25px;color:var(--accent);height:43px}.icon svg{width:44px;height:44px}.path-card h3{font-size:35px;line-height:1.01;max-width:260px;margin-bottom:18px}.path-card p{font-size:14px;line-height:1.55;color:#41576d;max-width:245px;margin-bottom:27px}.path-action{border-top:0;padding-top:10px;font-size:11px;font-weight:500;gap:10px}.path-action span{border-radius:100%;background:var(--accent);color:white;flex:0 0 45px;width:45px;height:45px;display:grid;place-items:center;font-size:24px;transition:transform .2s}.path-action:hover span{transform:rotate(-35deg)}.quick-grid{max-width:1440px;width:92%;margin:0 auto 65px;border-radius:7px}.quick-card{padding:28px;min-height:260px;display:flex;flex-direction:column}.quick-icon svg{width:37px;height:37px}.quick-card h3{font-size:25px;margin:17px 0 14px;max-width:225px}.quick-card p{font-size:13px;line-height:1.55}.quick-card a,.quick-card button{font-size:12px;margin-top:auto;text-align:left;font-weight:500;padding-top:8px}.journal{padding:45px 4vw 65px;background:linear-gradient(#f5f5f3,#fafaf9)}.journal-heading{max-width:1440px;margin:0 auto 25px;display:flex;align-items:end;justify-content:space-between;gap:20px}.journal-heading h2{font-size:42px;margin:8px 0 0}.journal-heading>a{font-size:12px;border-bottom:1px solid #8793a0;padding-bottom:4px}.journal-heading>a span{margin-left:20px}.journal-grid{max-width:1440px;margin:auto;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.journal-card{background:#fff;border:1px solid #e0e4e7;border-radius:6px;overflow:hidden;transition:box-shadow .25s}.journal-card:hover{box-shadow:0 12px 35px #102d4c15}.journal-image{height:240px;background-image:url('assets/editorial.png');background-size:300% 100%;background-repeat:no-repeat;transition:filter .25s}.journal-card:hover .journal-image{filter:brightness(1.07)}.image-writing{background-position:left}.image-house{background-position:center}.image-books{background-position:right}.journal-copy{padding:25px 26px}.journal-copy small{font-size:9px;letter-spacing:.11em;color:#78838d}.journal-copy h3{font-size:29px;line-height:1.1;margin:16px 0 25px}.journal-copy>span{display:flex;justify-content:space-between;font-size:12px}.journal-copy b{font-size:18px;font-weight:400}.payment{padding:65px 4vw;background:#f0f3f5}.payment>.section-head,.payment-grid{max-width:1440px;margin-left:auto;margin-right:auto}.bank-card,.steps-card,.balance-card{border-radius:5px;padding:28px}.bank-card strong{font-size:24px;font-weight:500;font-variant-numeric:tabular-nums}.primary{border-radius:3px;font-size:12px;padding:14px 18px}.steps-card li{font-size:13px}.steps-card li span{flex-shrink:0}.balance-card a{font-size:13px;overflow-wrap:anywhere}.office{max-width:1600px;margin:auto;grid-template-columns:1fr 1fr}.office-copy{padding:75px 4vw}.office-copy h2{font-size:49px}.office-copy>p{font-size:14px;line-height:1.8}.office-facts{gap:16px}.office-facts strong{font-size:11px;font-weight:500}.office-facts span{font-size:12px}.office-visual{background:url('assets/hero.svg') 87% center/auto 115%;min-height:500px;position:relative}.office-visual:after{content:'';position:absolute;inset:50% 0 0;background:linear-gradient(transparent,#102d4c9e)}.office-photo-label{position:absolute;bottom:40px;left:40px;color:white;z-index:1;font-size:11px;letter-spacing:.06em}.office-photo-label span{font-family:"DM Sans",Arial,sans-serif;font-size:46px;display:block;letter-spacing:0}.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;padding:70px 4vw;max-width:1560px;margin:auto}.accordion summary{font-family:'DM Sans',sans-serif;font-size:16px;padding-right:20px}.accordion p{font-size:14px;line-height:1.8}.contact{padding:35px 4vw;gap:0}.contact-item{padding:0 25px}.contact-item>span svg{width:33px;height:33px}.contact-item small{font-family:"DM Sans",Arial,sans-serif;color:var(--navy);font-size:13px}.contact-item strong{font-weight:400;font-size:12px}.contact-item a{font-weight:400;font-size:14px;overflow-wrap:anywhere}footer{background:#173449;padding:50px 4vw 20px}.footer-brand strong{font-size:14px}.footer-brand small{font-size:8px}footer nav{font-size:11px}.legal{line-height:1.6}.choice-grid a{padding:18px;background:#f5f7f8;border:1px solid var(--line);border-radius:8px;font-size:14px}.choice-grid button{font-size:14px}.choice-grid a:hover,.choice-grid button:hover{background:#e8edf1}.modal{color:var(--navy)}
@media(min-width:1700px){.hero-copy{padding-left:max(4vw,calc((100vw - 1440px)/2))}.hero{min-height:700px}.paths{margin-top:-105px}.hero-copy{max-width:1100px}.hero h1{font-size:84px}}
@media(max-width:1150px){.topbar{height:90px}.nav{gap:14px;font-size:10px}.brand-copy strong{font-size:13px}.brand-copy small{font-size:6px}.hero{min-height:600px}.hero-copy{padding-top:66px}.hero h1{font-size:60px}.hero .lead{font-size:29px}.path-card{padding:27px 21px;min-height:340px}.path-card h3{font-size:30px}.path-action{font-size:10px}.quick-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.quick-card{padding:22px;min-height:270px}.quick-card:nth-child(2){border-right:1px solid var(--line)}.quick-card:nth-child(-n+2){border-bottom:0}.quick-card h3{font-size:23px}.journal-image{height:210px}.journal-copy{padding:23px 20px}.journal-copy h3{font-size:26px}.contact{grid-template-columns:repeat(2,1fr);gap:28px}.contact-item:nth-child(3){padding-left:0}.payment-grid{grid-template-columns:1fr 1fr}.balance-card{grid-column:1/-1;display:flex;align-items:center;gap:24px}.balance-card h3{margin:0;font-size:22px;max-width:350px}.balance-card .info-dot{margin:0;flex-shrink:0}.balance-card a{margin:0}.office-copy h2{font-size:42px}.faq{gap:40px}.photo-caption{bottom:105px}}
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@media(max-width:520px){.topbar{height:76px}.nav{top:76px}.brand-copy small{max-width:220px;font-size:5.5px}.brand-copy strong{font-size:12px}.brand-mark{gap:4px}.brand-mark i{width:4px}.hero{min-height:690px;background-position:65% center;background-image:linear-gradient(180deg,#f8f9faf5 0%,#f8f9fae6 45%,#f8f9fa10 100%),url('assets/hero.svg')}.hero-copy{padding:43px 5vw 190px}.hero .eyebrow{font-size:8px;letter-spacing:.08em}.hero h1{font-size:47px;margin-top:22px;line-height:1.02}.hero .lead{font-size:25px;max-width:340px}.hero .hero-subtitle{font-size:13px}.hero-line{margin:23px 0 20px}.hero h2{font-size:27px}.hero-copy>p:last-child{font-size:13px;max-width:280px}.photo-caption{bottom:95px;right:5vw;max-width:150px;text-align:right}.paths{margin-top:-78px;gap:10px}.path-card{padding:23px 17px;min-height:305px;border-radius:6px}.path-card .icon{margin-bottom:22px;height:34px}.icon svg{width:35px;height:35px}.path-card h3{font-size:27px;line-height:1.05;margin-bottom:13px}.path-card p{font-size:11px;line-height:1.5;margin-bottom:18px}.path-action{font-size:0;justify-content:flex-end;padding-top:0}.path-action span{font-size:22px;flex-basis:38px;height:38px;width:38px}.quick-card{padding:23px 17px;min-height:267px}.quick-card h3{font-size:23px}.quick-card p{font-size:11px}.quick-card a,.quick-card button{font-size:10px}.quick-icon svg{width:30px;height:30px}.journal-heading h2{font-size:33px}.journal-grid{grid-template-columns:1fr;gap:16px}.journal-card{display:grid;grid-template-columns:40% 60%}.journal-image{height:100%;min-height:192px;background-size:300% 100%}.journal-copy{padding:22px 17px}.journal-copy h3{font-size:25px;margin:12px 0 22px}.journal-copy>span{font-size:11px}.section-head h2{font-size:37px}.bank-card strong{font-size:23px}.bank-card,.steps-card,.balance-card{padding:25px}.office-copy h2{font-size:39px}.office-facts{gap:12px}.office-facts strong{font-size:10px}.office-facts span{font-size:11px}.office-visual{min-height:370px}.contact{grid-template-columns:1fr;gap:0}.contact-item{border-bottom:1px solid var(--line);padding:20px 0;gap:20px}.contact-item a{font-size:15px}.contact-item strong{font-size:13px}.contact-item small{font-size:14px}.choice-grid{grid-template-columns:1fr}.doc-list a{font-size:13px}.hero{overflow:hidden}.paths{z-index:3}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
.journal-image{background-size:300% auto;background-position-y:center}

.national-emblem{display:block;width:48px;height:57px;object-fit:contain;flex-shrink:0}.footer-brand .national-emblem{width:45px;height:54px}@media(max-width:520px){.national-emblem{width:36px;height:43px}.brand{gap:11px}}

/* Consistent, clear sans-serif typography */
h1,h2,h3{font-family:"DM Sans",Arial,sans-serif;font-weight:600;letter-spacing:-.035em;line-height:1.15}
.hero h1{font-size:clamp(44px,4.45vw,68px);font-weight:600;line-height:1.08;letter-spacing:-.045em}
.hero .lead{font-family:"DM Sans",Arial,sans-serif;font-size:clamp(20px,2vw,28px);font-weight:400;line-height:1.35;letter-spacing:-.025em}
.hero h2{font-size:25px;letter-spacing:-.03em}.path-card h3{font-size:28px;line-height:1.15;font-weight:600;letter-spacing:-.035em}
.quick-card h3{font-size:20px;line-height:1.25}.journal-heading h2,.section-head h2{font-size:36px;line-height:1.2}.journal-copy h3{font-size:23px;line-height:1.25}
.office-copy h2{font-size:40px;line-height:1.15}.brand-copy strong,.footer-brand strong{font-family:"DM Sans",Arial,sans-serif;font-weight:700;font-size:14px;line-height:1.25;letter-spacing:.015em}
.steps-card h3,.balance-card h3{font-size:21px;line-height:1.25}.modal h2{font-size:32px}.office-photo-label span{font-size:38px;line-height:1.25;font-weight:500}
@media(max-width:1150px){.brand-copy strong{font-size:12px}.path-card h3{font-size:25px}.quick-card h3{font-size:19px}.journal-copy h3{font-size:21px}}
@media(max-width:820px){.hero h1{font-size:52px}.path-card h3{font-size:28px}.hero .lead{font-size:24px}.journal-heading h2{font-size:31px}.office-copy h2{font-size:36px}}
@media(max-width:520px){.hero h1{font-size:40px;line-height:1.1}.hero .lead{font-size:21px}.hero h2{font-size:23px}.brand-copy strong{font-size:11px}.path-card h3{font-size:23px}.quick-card h3{font-size:19px}.journal-copy h3{font-size:21px}.section-head h2,.journal-heading h2{font-size:30px}.office-copy h2{font-size:32px}}